#30B, Street 652​, Sangkat Tek La-Ak III, Khan Tuol Kork, Phnom Penh, Kingdom of Cambodia.

Tel : (+855) 23 88 26 76 / (+855) 86 76 76 55, Email: info@cma-network.org

NBC Perspective

National Bank of Cambodia (NBC) continues to actively support the expansion of microfinance services. This sector has played a growing role in providing resources for the development of small and medium enterprises and the agricultural sector in Cambodia, which has in turn contributed to the government’s policy toward poverty reduction.

Recently, NBC has focused on facilitating MFIs’ access to voluntary deposits from the general public, enhancing the provision of credit to MFIs from domestic commercial banks, providing necessary support for MFIs’ capacity building and the inclusion of MFIs in the Credit Information Sharing System.

The Role of NBC Inspections

Apart from conducting regular off-site supervision, NBC has performed on-site inspections of 14 microfinance institutions and four rural credit operators, aiming at monitoring the banks’ compliance with prudential regulations and other circulars, which should in turn further promote the confidence of investors and the public in the country’s rural finance industry.

The on-site examinations showed that the non-performing loan (NPL) ratio has picked up in recent years, which is due mainly to the effects of natural catastrophes and the practice of multiple loans. Nevertheless, the risk remained within the range deemed manageable.

Local and International Collaboration

To harness greater support for the development of the microfinance industry in Cambodia, NBC continued to collaborate closely with various local and international partners.

Meanwhile, the Asian Development Bank (ADB) has provided technical support for various areas related to microfinance in order to strengthen efficiency and improve the fiscal soundness of MFIs. Recent assistance involved the update of the uniform chart of accounts for licensed microfinance institutions and the provision of an expert to follow up on the implementation of the new chart of accounts and to provide capacity building to NBC’s supervision staff through both off-site and on-site examinations.


Monday, 19 August 2019 (Update)
N& MFIs 71MFIs,4 FLIs and 6RCIs 71MFIs,4 FLIs and 6RCIs
Loan 6,048.16 Million USD 6,456.41 Million USD
Borrower 1,992,010 2,126,222
Deposits 3,102 Million USD 3,394 Million USD
Depositor 2,420,200 2,561,680
Figure Q1/2019 Q2/2019







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