Mr. Hout Ieng Tong (HKL) is one of the founders of CMA, He is a Chairman of CMA and the General Manager of Hattha Kaksekar Limited (HKL). In 1991, he obtained a Bachelor of Agriculture degree in Phnom Penh , and holds a Masters of Business Administration from Build Bright University . He worked as economic researcher for 3 years and had 14 years management experience in the microfinance sector. He has attended numerous local and international courses in Staff Management, Financial Management, Planning, Leadership, Human Resource Management, Credit Management, and Micro-Finance Management and has been invited for visits/workshops in the USA, the Philippines , Indonesia , Germany , France, Newtherlands and other countries.

He can be contacted at iengtong.h@hkl.com.kh

Dr. Bun Mony (SATHAPANA) is the General Manager of CEB Ltd., 17 years experience in micro finance business, of that 8 years Executive Direc tor of CCB NGO since its establishment and founder of CCB NGO. In 2003 CCB NGO became a licensed MFI. Dr. Mony is a field specialist in finance, accounting and management. with a Bachelor of Business Administration from National University of Management ., a Master of Business Administration (MBA) from Ultara University of Malaysia, and a Doctor of Business Administration (DBA) from Preston University, USA. He can be contacted at bun_mony@sathapana.com

Dr. Uong Kim Seng (Maxima) jointed the Board of MAXIMA at its inception in 2000, and serves as Chairman/ CEO of MAXIMA. He is also Chairman/ CEO of USK GROUP CO., LTD. Dr. KIMSENG was formerly a Government official at the Ministry of Agriculture and Ministry of Rural Development (1995-2002). He was appointed as Advisor to the Phnom Penh Chamber of Commerce in February 2006. H e holds a Bachelor of Business Administration from Faculty of Business in Cambodia (1995) a Master of Business from Victoria University of Technology, Australia (2003) and a Doctor of Business Administration (DBA) from Preston University , USA in 2005. He can be contacted at maximacredit@yahoo.com

Mr. Sim Senacheert (PRASAC) obtained Diploma in Accounting and Finance in 1994. He holds a Bachelor and Master Degree in Business Administration. Since 1995 he has attended several training courses related to microfinance operations and management. He is also an accredited Microfinance Training of Trainer certified by ADBI, TDLC of the WB, and UNCDF.   He used to work in banking sector and he started working with PRASAC since 1995 as Credit Officer and was promoted to various positions such as accountant, Branch Manager, MicroBanker Trainer and Supervisor, Finance Manager. From mid 2002, he used to hold positions of Branch Manager and Operations Manager with another MFI before joining PRASAC as General Manager in late 2003. He can be contacted at senacheert@prasac.com.kh

Mr. Chea Phalarin (AMRET) joined AMRET as General Manager since 1997, where his responsibilities focus on training credit agents on products, supervising key managers in different departments, related with local authorities and partners, governments, donors and creditors, and relationship with Board of directors. In 1995, Mr. Phalarin used to work with Ministry of Agriculture before joining with AMRET. He holds a Bachelor of Business Administration from National Institute of Management (1991), a Master of Business from University Utara Malaysia (2002). He can be contacted at phalarin@amret.com.kh

Mr. Kuch Setha (Seilanithih) jointed Seilanithih in May 1995, and founded Seilanithih NGO in 1996. Under his leadership, Seilanithih became a licensed microfinance institution in 2003. He has more than 15 years experience in the field of microfinance and staff management. He obtained a Diploma on Rural Social Leadership in 1990 from SEASOLIN, Xavier University, Philippines and a Diploma of Agronomy from the College of Agriculture in Thailand. He obtained his MBA degree in 2005 from CHAMROEUN University of Poly-Technology, Cambodia, and pursuing his PhD. from the same institution. He can be contacted at kuch_setha@seilanithih.com.kh

Mr. Om Sengbora (VisionFund) joined VisionFund Cambodia as Executive Director in 2004, where his responsibilities focus on leading the development of appropriate models, capacities and systems, manage and strengthen VisionFund goals, and to promote local competencies of management and leadership. Before joining with VisionFund, Mr. Om Sengbora worked with World Vision as Internal Audit Manager. He holds a Bachelor of Business Administration from Maharishi Vedic University (1998), and is pursuing a Master of Business Administration and Master of Organization Development. He can be contacted at omseng_bora@wvi.org

Mr. King Kap Kalyan (SAMIC) joined SAMIC as General Manager since August 2005. Mr. King Kep Kalyan used to work with National Bank of Cambodia as Supervisor of Bank Supervision Department and Cambodian Health Committee (CHC) as Credit Program Director before joining with CHC. Mr. King Kep Kalyan holded Master Degree in Business Administrative Management in 2005 (Cambodia) and Candidate of Master Degree in MFI Management in 2007 (Philippines).

He can be contacted at gm-kalyan@samic.com.kh

Mr. Kea Borann (AMK): Joined AMK as Finance Manager in February 2004, where his responsibilities focus on managing the finances of the company including fund flows, forecasting, financial reporting and training other accounts staff. Mr. Borann is chiefly responsible for managing the financial affairs of the company in accordance with internal and regulatory policy requirements. Before joining with AMK, Mr. Borann worked for World Relief Cambodia/CREDIT (Micro credit program) as the Finance Director. Borann holds a BBA in Finance and Accounting. He can be contacted at fm@amkcambodia.com